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Happy couple talking to parents/family about a guarantor home loan

Want to Buy a Home Sooner? A Guarantor Home Loan Could Be the Answer

If you're struggling with a deposit or can’t meet strict lender requirements, a guarantor home…

July 29, 2025 Read More

Young couple talking to a mortgage broker about refinancing

Home Loan Refinancing: Your Guide to Switching and Saving in 2025

Refinancing your home loan could unlock thousands of dollars in savings and give you access…

July 15, 2025 Read More

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Toowoomba Business Finance Brokers

Chattel Mortgages Explained: A Smart Way to Finance Business Assets in 2025

Chattel mortgages are one of the most practical and tax-effective financing solutions for Australian businesses…

June 30, 2025 Read More

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.nectar-post-grid-item:before,.nectar-post-grid[data-border-radius="none"] .nectar-post-grid-item .inner,.nectar-post-grid[data-border-radius="none"] .bg-overlay{border-radius:0;}.nectar-post-grid .nectar-cta{display:block;margin-top:10px;}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-cta .link_text,.vc_col-xs-6 .nectar-post-grid .nectar-cta .link_text{font-size:11px;}.vc_col-xs-4 .nectar-post-grid .nectar-cta svg,.vc_col-xs-6 .nectar-post-grid .nectar-cta svg{width:18px;}}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-post-grid-item .meta-excerpt,.vc_col-xs-6 .nectar-post-grid .nectar-post-grid-item .meta-excerpt{font-size:12px;}.nectar-post-grid .nectar-post-grid-item .content .post-heading,.nectar-post-grid-wrap:not([data-style=content_overlaid]) .nectar-post-grid-item .content .meta-excerpt{max-width:100%;}}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:nth-child(1){margin-top:0;}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:last-child{margin-bottom:0;}.wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px;}.nectar-post-grid[data-grid-spacing="15px"]{margin-left:-15px;margin-right:-15px;}.nectar-post-grid[data-grid-spacing="15px"] .nectar-post-grid-item{margin:15px;}@media only screen and (min-width:1000px){body[data-body-border="1"] .wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px -14px;}}.nectar-post-grid[data-columns="4"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(25% - 30px);}.nectar-post-grid[data-columns="3"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(33.32% - 30px);}.nectar-post-grid[data-columns="2"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(50% - 30px);}@media only screen and (max-width:999px) and (min-width:691px){body .nectar-post-grid[data-columns][data-grid-spacing="15px"]:not([data-columns="1"]):not([data-masonry="yes"]) .nectar-post-grid-item{width:calc(50% - 30px);}}.nectar-post-grid-item .bg-overlay[data-opacity="0.3"]{opacity:.3;}.nectar-post-grid-item:hover .bg-overlay[data-hover-opacity="0.4"]{opacity:.4;}#ajax-content-wrap .nectar-post-grid-wrap .category-position-overlaid .nectar-post-grid-item .content{position:static;}.nectar-post-grid-wrap .category-position-overlaid .nectar-post-grid-item .meta-category{position:absolute;width:calc(100% - 40px);z-index:100;top:20px;left:20px;}#ajax-content-wrap .nectar-post-grid-wrap .category-position-overlaid .nectar-post-grid-item .meta-category a.style-underline{color:#fff;}#ajax-content-wrap .nectar-post-grid-wrap .category-position-overlaid .nectar-post-grid-item .meta-category a.style-underline:before{background-color:#fff;}.category-position-before-title.nectar-post-grid .nectar-post-grid-item 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.wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_tablet:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}@media only screen and (max-width:690px){.wpb_row.reverse_columns_row_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_row_phone .row_col_wrap_12_inner{flex-direction:row-reverse;}.wpb_row.reverse_columns_column_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_phone .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}body .container-wrap .wpb_row[data-column-margin="40px"]:not(.full-width-section):not(.full-width-content){margin-bottom:40px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .container > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .span_12{margin-left:-20px;margin-right:-20px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] .wpb_column:not(.child_column),body .container-wrap .inner_row[data-column-margin="40px"] .child_column{padding-left:20px;padding-right:20px;}.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12,.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content .full-page-inner > .span_12{margin-left:0;margin-right:0;padding-left:20px;padding-right:20px;}.single-portfolio #full_width_portfolio .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12{padding-right:20px;}@media only screen and (max-width:999px) and (min-width:691px){.vc_row-fluid[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]),.vc_row-fluid .vc_row-fluid.inner_row[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]){margin-bottom:40px;}}@media only screen,print{.wpb_column.force-desktop-text-align-left,.wpb_column.force-desktop-text-align-left .col{text-align:left !important;}.wpb_column.force-desktop-text-align-right,.wpb_column.force-desktop-text-align-right .col{text-align:right !important;}.wpb_column.force-desktop-text-align-center,.wpb_column.force-desktop-text-align-center .col,.wpb_column.force-desktop-text-align-center .vc_custom_heading,.wpb_column.force-desktop-text-align-center .nectar-cta{text-align:center !important;}.wpb_column.force-desktop-text-align-center .img-with-aniamtion-wrap img{display:inline-block;}}.nectar-post-grid[data-grid-item-height="30vh"] .nectar-post-grid-item{min-height:30vh;}.nectar-post-grid-wrap[data-style="content_under_image"] [data-grid-item-height="30vh"] .nectar-post-grid-item-bg{height:30vh;}.nectar-post-grid[data-border-radius="none"][data-text-layout="all_bottom_left_shadow"] .nectar-post-grid-item:before,.nectar-post-grid[data-border-radius="none"] .nectar-post-grid-item .inner,.nectar-post-grid[data-border-radius="none"] .bg-overlay{border-radius:0;}.nectar-post-grid .nectar-cta{display:block;margin-top:10px;}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-cta .link_text,.vc_col-xs-6 .nectar-post-grid .nectar-cta .link_text{font-size:11px;}.vc_col-xs-4 .nectar-post-grid .nectar-cta svg,.vc_col-xs-6 .nectar-post-grid .nectar-cta svg{width:18px;}}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-post-grid-item .meta-excerpt,.vc_col-xs-6 .nectar-post-grid .nectar-post-grid-item .meta-excerpt{font-size:12px;}.nectar-post-grid .nectar-post-grid-item .content .post-heading,.nectar-post-grid-wrap:not([data-style=content_overlaid]) .nectar-post-grid-item .content .meta-excerpt{max-width:100%;}}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:nth-child(1){margin-top:0;}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:last-child{margin-bottom:0;}.wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px;}.nectar-post-grid[data-grid-spacing="15px"]{margin-left:-15px;margin-right:-15px;}.nectar-post-grid[data-grid-spacing="15px"] .nectar-post-grid-item{margin:15px;}@media only screen and (min-width:1000px){body[data-body-border="1"] .wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px -14px;}}.nectar-post-grid[data-columns="4"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(25% - 30px);}.nectar-post-grid[data-columns="3"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(33.32% - 30px);}.nectar-post-grid[data-columns="2"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(50% - 30px);}@media only screen and (max-width:999px) and (min-width:691px){body .nectar-post-grid[data-columns][data-grid-spacing="15px"]:not([data-columns="1"]):not([data-masonry="yes"]) .nectar-post-grid-item{width:calc(50% - 30px);}}.nectar-post-grid-item 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.nectar-post-grid-filters{padding-bottom:0;padding-top:15px;}.full-width-content .span_12 .spacing-15px .nectar-post-grid-filters{padding-top:30px;}}@media only screen and (max-width:999px){.spacing-15px .nectar-post-grid-filters{padding-bottom:0;}}@media only screen and (max-width:999px){.wpb_row.reverse_columns_row_tablet .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_row_tablet .row_col_wrap_12_inner{flex-direction:row-reverse;}.wpb_row.reverse_columns_column_tablet .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_tablet .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_tablet:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_tablet:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}@media only screen and (max-width:690px){.wpb_row.reverse_columns_row_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_row_phone .row_col_wrap_12_inner{flex-direction:row-reverse;}.wpb_row.reverse_columns_column_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_phone .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}body .container-wrap .wpb_row[data-column-margin="40px"]:not(.full-width-section):not(.full-width-content){margin-bottom:40px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .container > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .span_12{margin-left:-20px;margin-right:-20px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] .wpb_column:not(.child_column),body .container-wrap .inner_row[data-column-margin="40px"] .child_column{padding-left:20px;padding-right:20px;}.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12,.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content .full-page-inner > .span_12{margin-left:0;margin-right:0;padding-left:20px;padding-right:20px;}.single-portfolio #full_width_portfolio .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12{padding-right:20px;}@media only screen and (max-width:999px) and (min-width:691px){.vc_row-fluid[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]),.vc_row-fluid .vc_row-fluid.inner_row[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]){margin-bottom:40px;}}@media only screen,print{.wpb_column.force-desktop-text-align-left,.wpb_column.force-desktop-text-align-left .col{text-align:left !important;}.wpb_column.force-desktop-text-align-right,.wpb_column.force-desktop-text-align-right .col{text-align:right !important;}.wpb_column.force-desktop-text-align-center,.wpb_column.force-desktop-text-align-center .col,.wpb_column.force-desktop-text-align-center .vc_custom_heading,.wpb_column.force-desktop-text-align-center .nectar-cta{text-align:center !important;}.wpb_column.force-desktop-text-align-center .img-with-aniamtion-wrap img{display:inline-block;}}.nectar-post-grid[data-grid-item-height="30vh"] .nectar-post-grid-item{min-height:30vh;}.nectar-post-grid-wrap[data-style="content_under_image"] [data-grid-item-height="30vh"] .nectar-post-grid-item-bg{height:30vh;}.nectar-post-grid[data-border-radius="none"][data-text-layout="all_bottom_left_shadow"] .nectar-post-grid-item:before,.nectar-post-grid[data-border-radius="none"] .nectar-post-grid-item .inner,.nectar-post-grid[data-border-radius="none"] .bg-overlay{border-radius:0;}.nectar-post-grid .nectar-cta{display:block;margin-top:10px;}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-cta .link_text,.vc_col-xs-6 .nectar-post-grid .nectar-cta .link_text{font-size:11px;}.vc_col-xs-4 .nectar-post-grid .nectar-cta svg,.vc_col-xs-6 .nectar-post-grid .nectar-cta svg{width:18px;}}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-post-grid-item .meta-excerpt,.vc_col-xs-6 .nectar-post-grid .nectar-post-grid-item .meta-excerpt{font-size:12px;}.nectar-post-grid .nectar-post-grid-item .content .post-heading,.nectar-post-grid-wrap:not([data-style=content_overlaid]) .nectar-post-grid-item .content .meta-excerpt{max-width:100%;}}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:nth-child(1){margin-top:0;}#ajax-content-wrap .nectar-post-grid[data-columns="1"] > .nectar-post-grid-item:last-child{margin-bottom:0;}.wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px;}.nectar-post-grid[data-grid-spacing="15px"]{margin-left:-15px;margin-right:-15px;}.nectar-post-grid[data-grid-spacing="15px"] .nectar-post-grid-item{margin:15px;}@media only screen and (min-width:1000px){body[data-body-border="1"] .wpb_row.full-width-content .vc_col-sm-12 .nectar-post-grid[data-grid-spacing="15px"]{margin:15px -14px;}}.nectar-post-grid[data-columns="4"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(25% - 30px);}.nectar-post-grid[data-columns="3"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(33.32% - 30px);}.nectar-post-grid[data-columns="2"][data-grid-spacing="15px"] .nectar-post-grid-item{width:calc(50% - 30px);}@media only screen and (max-width:999px) and (min-width:691px){body .nectar-post-grid[data-columns][data-grid-spacing="15px"]:not([data-columns="1"]):not([data-masonry="yes"]) .nectar-post-grid-item{width:calc(50% - 30px);}}.nectar-post-grid-item .bg-overlay[data-opacity="0.3"]{opacity:.3;}.nectar-post-grid-item:hover .bg-overlay[data-hover-opacity="0.4"]{opacity:.4;}#ajax-content-wrap .nectar-post-grid-wrap .category-position-overlaid 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.nectar-post-grid-filters{padding-bottom:0;}}@media only screen and (max-width:999px){.wpb_row.reverse_columns_row_tablet .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_row_tablet .row_col_wrap_12_inner{flex-direction:row-reverse;}.wpb_row.reverse_columns_column_tablet .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_tablet .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_tablet:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_tablet:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_tablet .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}@media only screen and (max-width:690px){.wpb_row.reverse_columns_row_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_row_phone .row_col_wrap_12_inner{flex-direction:row-reverse;}.wpb_row.reverse_columns_column_phone .row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_phone .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}body .container-wrap .wpb_row[data-column-margin="40px"]:not(.full-width-section):not(.full-width-content){margin-bottom:40px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .container > .span_12,body .container-wrap .vc_row-fluid[data-column-margin="40px"] .full-page-inner > .span_12{margin-left:-20px;margin-right:-20px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] .wpb_column:not(.child_column),body .container-wrap .inner_row[data-column-margin="40px"] .child_column{padding-left:20px;padding-right:20px;}.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12,.container-wrap .vc_row-fluid[data-column-margin="40px"].full-width-content .full-page-inner > .span_12{margin-left:0;margin-right:0;padding-left:20px;padding-right:20px;}.single-portfolio #full_width_portfolio .vc_row-fluid[data-column-margin="40px"].full-width-content > .span_12{padding-right:20px;}@media only screen and (max-width:999px) and (min-width:691px){.vc_row-fluid[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]),.vc_row-fluid .vc_row-fluid.inner_row[data-column-margin="40px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]){margin-bottom:40px;}}@media only screen,print{.wpb_column.force-desktop-text-align-left,.wpb_column.force-desktop-text-align-left .col{text-align:left !important;}.wpb_column.force-desktop-text-align-right,.wpb_column.force-desktop-text-align-right .col{text-align:right !important;}.wpb_column.force-desktop-text-align-center,.wpb_column.force-desktop-text-align-center .col,.wpb_column.force-desktop-text-align-center .vc_custom_heading,.wpb_column.force-desktop-text-align-center .nectar-cta{text-align:center !important;}.wpb_column.force-desktop-text-align-center .img-with-aniamtion-wrap img{display:inline-block;}}.nectar-post-grid[data-grid-item-height="30vh"] .nectar-post-grid-item{min-height:30vh;}.nectar-post-grid-wrap[data-style="content_under_image"] [data-grid-item-height="30vh"] .nectar-post-grid-item-bg{height:30vh;}.nectar-post-grid[data-border-radius="none"][data-text-layout="all_bottom_left_shadow"] .nectar-post-grid-item:before,.nectar-post-grid[data-border-radius="none"] .nectar-post-grid-item .inner,.nectar-post-grid[data-border-radius="none"] .bg-overlay{border-radius:0;}.nectar-post-grid .nectar-cta{display:block;margin-top:10px;}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-cta .link_text,.vc_col-xs-6 .nectar-post-grid .nectar-cta .link_text{font-size:11px;}.vc_col-xs-4 .nectar-post-grid .nectar-cta svg,.vc_col-xs-6 .nectar-post-grid .nectar-cta svg{width:18px;}}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-post-grid-item .meta-excerpt,.vc_col-xs-6 .nectar-post-grid 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.row_col_wrap_12,.wpb_row.inner_row.reverse_columns_column_phone .row_col_wrap_12_inner{flex-direction:column-reverse;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:last-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:last-of-type{margin-bottom:25px;}.wpb_row.reverse_columns_column_phone:not([data-column-margin="none"]):not(.full-width-content) > .row_col_wrap_12 > .wpb_column:first-of-type,.wpb_row:not(.full-width-content) .wpb_row.inner_row:not([data-column-margin="none"]).reverse_columns_column_phone .row_col_wrap_12_inner > .wpb_column:first-of-type{margin-bottom:0;}}body .container-wrap .wpb_row[data-column-margin="40px"]:not(.full-width-section):not(.full-width-content){margin-bottom:40px;}body .container-wrap .vc_row-fluid[data-column-margin="40px"] > .span_12,body .container-wrap 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.nectar-post-grid-item-bg{height:30vh;}.nectar-post-grid[data-border-radius="none"][data-text-layout="all_bottom_left_shadow"] .nectar-post-grid-item:before,.nectar-post-grid[data-border-radius="none"] .nectar-post-grid-item .inner,.nectar-post-grid[data-border-radius="none"] .bg-overlay{border-radius:0;}.nectar-post-grid .nectar-cta{display:block;margin-top:10px;}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-cta .link_text,.vc_col-xs-6 .nectar-post-grid .nectar-cta .link_text{font-size:11px;}.vc_col-xs-4 .nectar-post-grid .nectar-cta svg,.vc_col-xs-6 .nectar-post-grid .nectar-cta svg{width:18px;}}@media only screen and (max-width:690px){.vc_col-xs-4 .nectar-post-grid .nectar-post-grid-item .meta-excerpt,.vc_col-xs-6 .nectar-post-grid .nectar-post-grid-item .meta-excerpt{font-size:12px;}.nectar-post-grid .nectar-post-grid-item .content .post-heading,.nectar-post-grid-wrap:not([data-style=content_overlaid]) .nectar-post-grid-item .content 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