Skip to main content

Home Offset Calculator

Unlock the potential savings of an offset account with our Home Offset Calculator – a powerful tool designed to show you how your savings could reduce your mortgage interest and help you pay off your home loan faster.

An offset account is a savings or transaction account linked to your home loan, where the balance is offset daily against your loan principal, potentially saving you thousands in interest over the life of your loan.

Our user-friendly calculator allows you to input your loan details, including the loan amount, interest rate, and term, along with your estimated offset account balance. You’ll instantly see how much you could save in interest and how much sooner you could pay off your loan.

Whether you’re considering setting up an offset account or looking to maximize the benefits of your existing one, this calculator provides valuable insights into the impact of your savings strategy.

Remember, while offset accounts can offer significant benefits, it’s important to consider your overall financial situation and goals.

For personalised advice on how to make the most of offset accounts and other financial strategies to optimise your home loan, don’t hesitate to reach out to our expert team at Unlocked Finance.

Book a Free Consultation

Get to Yes Quicker with Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

Book a Free Consultation

Latest News on Loans

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

Filter

Broker Boom: How 7 in 10 Aussie Homebuyers Are Navigating the Property Market
Mortgage Broker

Broker Boom: How 7 in 10 Aussie Homebuyers Are Navigating the Property Market

In an era of economic uncertainty and fluctuating interest rates, Australian property seekers are increasingly…
October 15, 2024 Read More
Toowoomba Mortgage Brokers

Why use a Home Loan Broker

Purchasing a home is one of the most significant financial decisions most people will make…
March 28, 2023 Read More
What is this thing called HEM
Toowoomba Mortgage Brokers

What is this thing called HEM

Understanding the Household Expenditure Measure (HEM) in Australian Home Loans The Household Expenditure Measure (HEM)…
March 28, 2023 Read More