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Home Offset Calculator

Unlock the potential savings of an offset account with our Home Offset Calculator – a powerful tool designed to show you how your savings could reduce your mortgage interest and help you pay off your home loan faster.

An offset account is a savings or transaction account linked to your home loan, where the balance is offset daily against your loan principal, potentially saving you thousands in interest over the life of your loan.

Our user-friendly calculator allows you to input your loan details, including the loan amount, interest rate, and term, along with your estimated offset account balance. You’ll instantly see how much you could save in interest and how much sooner you could pay off your loan.

Whether you’re considering setting up an offset account or looking to maximize the benefits of your existing one, this calculator provides valuable insights into the impact of your savings strategy.

Remember, while offset accounts can offer significant benefits, it’s important to consider your overall financial situation and goals.

For personalised advice on how to make the most of offset accounts and other financial strategies to optimise your home loan, don’t hesitate to reach out to our expert team at Unlocked Finance.

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You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

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