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Your Path to a Perfect First Home Loan Starts Here

1

Book Your Free Consultation

Let’s discuss your home purchase goals.

2

We Craft Your Personal Plan

Using our network of 25+ banks, we identify the best first home loan options.

3

We Handle the Details

From paperwork to settlement, we’re with you every step.

4

You Get the Keys

Secure your new home loan knowing you made the best decision.

Simply Fantastic!

Sam, Chole and the team at Unlocked Finance are simply fantastic. Personal, caring and professional in dealing with you and put you at the heart of what they do. Great communication and service that is world class. It was a pleasure to deal with Sam and I look forward to using his premium service and skills for my financial needs in the future. Thank you Sam for what you do!

Steven Platen

Why First Home Buyers Choose Unlocked Finance

Find out why our happy clients chose Unlocked Finance.

25
Banks

Using our network of 25+ banks,
we find your perfect loan.

100
Independent

We work for you,
not the banks.

5
Star Results

We’re in the business of making
our clients, our fans!

Unlock Your Dream of Home Ownership

Unlock your first home dream: Expert guidance through Southeast Queensland’s lending maze.

Are you in the early stages of thinking about buying your first home but feeling overwhelmed by the process? You’re not alone. Many first-time buyers in Southeast Queensland struggle with the complexities of home loans, knowing they need one but unsure which will suit them best. The abundance of information from banks can be confusing, leaving you feeling lost in a sea of financial jargon and options.

At Unlocked Finance, we specialise in turning your homeownership dreams into reality. For over a decade, we’ve been helping Toowoomba First Home Buyers navigate this complex journey and secure the perfect loan for their individual circumstances. Our First Home Buyer Specialists serve clients from Toowoomba and Warwick to Brisbane and the Gold Coast, offering personalised lending solutions tailored to your unique needs.

We understand that as a First Home Buyer, there are numerous factors to consider:

  • How much can you afford to borrow?
  • What type of loan is best for your situation?
  • Are you eligible for first home buyer grants or incentives?
  • How do you navigate the application process?

Our expert team is here to guide you through each of these questions and more. We’ll help you cut through the confusion, explaining your options in clear, simple terms. With Unlocked Finance, you’ll have a trusted partner by your side, ensuring you make informed decisions every step of the way.

Don’t let the complexities of home buying hold you back from achieving your dreams. Let our experience work for you. Contact Unlocked Finance today and take the first confident step towards your new home. Together, we’ll unlock your future in homeownership.

Sam & Chloe Benz

Get to Yes Quicker with Unlocked Finance

Dealing with banks isn’t fun! At Unlocked Finance, we have one objective, get you the best possible loan as fast as we can!

Book a Free Consultation

Why Toowoomba First Home Buyers Trust
Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

100% Independent Advice

We work for you,
not the banks.

One Dedicated Broker

Your personal guide from start to finish.

Ongoing Optimisation

We ensure your loan remains competitive, even after settlement.

Jargon-Free Communication

Complex terms, simplified for you.

We’ll do a deep dive into thousands of loans offered by 25+ leading lenders to find you the perfect fit

Some Useful Things!

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

Borrowing Capacity Calculator

Discover your true financial potential with our Loan Borrowing Capacity calculator – unlock insights into how much you can borrow and take the first step towards your dream property or business expansion.

Borrowing Capacity Calculator

Fixed Loan Expiry Check

Prepare for your financial future in just 60 seconds with our Fixed Loan Expiry Rate Calculator – instantly see how your repayments might change when your fixed term ends and stay one step ahead of your mortgage.

Fixed Loan Expiry Check

Loan Health Check

Ensure your current loan is still working hard for you with our quick and easy Loan Health Check calculator – it could save you thousands and uncover better options tailored to your evolving financial needs.

Loan Health Check

Latest News on Loans

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

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