Skip to main content

Extra Repayment Calculator

Discover the power of extra repayments with our Extra Repayment Calculator – a powerful tool that shows you how even small additional payments can significantly reduce your loan term and save you thousands in interest over time.

This user-friendly calculator allows you to input your loan details, including the loan amount, interest rate, and current repayment frequency, and then experiment with different extra repayment amounts.

Whether you’re considering making lump sum payments or increasing your regular repayments, our calculator instantly demonstrates the potential impact on your loan.

You might be surprised to see how much you can save by adding just a little extra to your repayments each month.

While the calculator provides valuable insights, it’s important to consider your overall financial situation and goals.

For personalised advice on how to optimise your loan repayments and potentially save thousands, reach out to our expert team at Unlocked Finance.

Book a Free Consultation

Get to Yes Quicker with Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

Book a Free Consultation

Latest News on Loans

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

Filter

Couple talking while researching about home loans and loan-to-value ratio.
Home Loan

Loan-to-Value Ratio Explained: Why It Matters When Buying Property in Australia

When you’re buying a home in Australia, there’s one number that quietly shapes almost every…
October 14, 2025 Read More
Couple talking about home loans while researching interest rate cuts
Home Loan

Interest Rate Cuts: What They Mean for Your Mortgage and the Housing Market

The Reserve Bank of Australia (RBA) has reduced the official cash rate three times this…
October 2, 2025 Read More
Couple talking to a broker to buy a house
Home Loan

How Much Do I Need to Earn to Buy a House in Australia?

Australians may need an annual income of $113,000–$336,000 to buy a house in a major…
September 8, 2025 Read More