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Your Path to a Perfect Refinancing Loan Starts Here

1

Book Your Free Consultation

Let’s discuss your refinancing goals.

2

We Craft Your Personal Plan

Using our network of 25+ banks, we identify the best refinancing options.

3

We Handle the Details

From paperwork to settlement, we’re with you every step.

4

You Achieve Greater Flexibility

Secure your new refinanced home loan knowing you made the best decision.

Why Choose Unlocked Finance for Refinancing

Find out why our happy clients chose Unlocked Finance.

25
Banks

Using our network of 25+ banks,
we find your perfect loan.

100
Independent

We work for you,
not the banks.

5
Star Results

We’re in the business of making
our clients, our fans!

Maximise Flexibility with Refinancing

Achieve greater flexibility! Let Unlocked Finance explore the best refinancing options for you!

Life is a journey marked by change, and as our personal and lifestyle circumstances evolve, so do our financial needs. For homeowners, the prospect of refinancing becomes a valuable tool to adapt to these changes. At Unlocked Finance, we recognize that individuals may seek refinancing for various reasons.

Some homeowners choose to refinance to leverage the equity they have accumulated, using it to invest in additional properties, fund renovations, purchase a vehicle, or consolidate personal debt. Others may find dissatisfaction with their current lender’s service, or they may be exploring better options in terms of rates and features within the dynamic home loan market.

In this ever-changing landscape, the home loan market is highly competitive, with lenders vying for new business. However, what may be a great interest rate today may not remain as competitive in the future. It is advisable to review your home loan annually to ensure that your interest rate aligns with your financial needs. At Unlocked, we go the extra mile by reaching out to your current lender first, seeking better terms on your behalf.

If your current lender is unwilling to negotiate, Unlocked Finance can help you explore refinancing options with lenders offering more competitive interest rates.

Life is full of possibilities, and at Unlocked Finance, we empower you with choices, ensuring that your home loan evolves with your goals and aspirations.

Sam & Chloe Benz

Get to Yes Quicker with Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming.

The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

Book a Free Consultation

Why Toowoomba People Trust
Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

100% Independent Advice

We work for you,
not the banks.

One Dedicated Broker

Your personal guide from start to finish.

Ongoing Optimisation

We ensure your loan remains competitive, even after settlement.

Jargon-Free Communication

Complex terms, simplified for you.

We’ll do a deep dive into thousands of loans offered by 25+ leading lenders to find you the perfect fit

Some Useful Things!

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

Borrowing Capacity Calculator

Discover your true financial potential with our Loan Borrowing Capacity calculator – unlock insights into how much you can borrow and take the first step towards your dream property or business expansion.

Borrowing Capacity Calculator

Fixed Loan Expiry Check

Prepare for your financial future in just 60 seconds with our Fixed Loan Expiry Rate Calculator – instantly see how your repayments might change when your fixed term ends and stay one step ahead of your mortgage.

Fixed Loan Expiry Check

Loan Health Check

Ensure your current loan is still working hard for you with our quick and easy Loan Health Check calculator – it could save you thousands and uncover better options tailored to your evolving financial needs.

Loan Health Check

Latest News on Loans

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

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