Your Path to a Perfect Home Loan Starts Here
1
Book Your Free Consultation
Let’s discuss your home loan goals.
2
We Craft Your Personal Plan
Using our network of 25+ banks, we identify the best refinancing options.
3
We Handle the Details
From paperwork to settlement, we’re with you every step.
4
You Get the Keys
Secure your new home loan knowing you made the best decision.
Why Choose Unlocked Finance for Self-Employed Mortgages
Find out why our happy clients chose Unlocked Finance.
25
Banks
Using our network of 25+ banks,
we find your perfect loan.
100
Independent
We work for you,
not the banks.
5
Star Results
We’re in the business of making
our clients, our fans!
Unlock the Best Home Loan Possible
Unlocked Finance offers expert guidance and tailored solutions that traditional lenders often overlook.
Home Loans for the Self-Employed
Did you know that in Australia, more than one in seven people are considered self-employed? This significant portion of the workforce contributes greatly to the nation’s economy, yet often faces unique challenges when it comes to securing home loans.
The Self-Employed Home Loan Challenge
Navigating the world of home loans as a self-employed individual can be a complex and often frustrating experience. Unlike traditional employees with regular income and consistent employment records, self-employed individuals may find themselves lacking the typical documentation that lenders frequently require. This can include:
- Regular payslips
- Consistent income statements
- Employment verification letters
Additionally, self-employed individuals often have fluctuating incomes, which can further complicate the loan application process. Many banks and home lending assessors struggle to understand the intricacies of company financials, particularly for small businesses or sole traders.
This lack of understanding can lead to unfair assessments or outright rejections of loan applications, despite the applicant’s true financial capacity.
The Unlocked Finance Advantage
At Unlocked Finance, we recognise the unique position of self-employed individuals and have tailored our services to meet your specific needs. Here’s how we can help:
Expert Financial Analysis: Our lending advisors are skilled in reading and interpreting complex financial information, including business financials, tax returns, and cash flow statements.
Lender Matching: We have access to a wide network of lenders, including those who specialise in loans for self-employed individuals. We can source lenders with the right appetite and best rates for your specific situation.
Customised Solutions: We understand that every self-employed individual’s financial situation is unique. We work closely with you to develop a tailored loan application strategy that highlights your financial strengths.
Ongoing Support: From initial application to final approval, we’re with you every step of the way, advocating on your behalf and ensuring your application receives fair consideration.
Don’t let your self-employed status hold you back from achieving your homeownership dreams. With Unlocked Finance, you’ll have a dedicated team working to unlock the right home loan solution for you.
Contact us today to discover how we can help turn your homeownership aspirations into reality.
Sam & Chloe Benz
Get to Yes Quicker with Unlocked Finance
You probably know through experience that dealing with banks can be time-consuming.
The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.
Why Toowoomba People Trust
Unlocked Finance
You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.
100% Independent Advice
We work for you,
not the banks.
One Dedicated Broker
Your personal guide from start to finish.
Ongoing Optimisation
We ensure your loan remains competitive, even after settlement.
Jargon-Free Communication
Complex terms, simplified for you.
We’ll do a deep dive into thousands of loans offered by 25+ leading lenders to find you the perfect fit
Some Useful Things!
At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.
Borrowing Capacity Calculator
Discover your true financial potential with our Loan Borrowing Capacity calculator – unlock insights into how much you can borrow and take the first step towards your dream property or business expansion.
Fixed Loan Expiry Check
Prepare for your financial future in just 60 seconds with our Fixed Loan Expiry Rate Calculator – instantly see how your repayments might change when your fixed term ends and stay one step ahead of your mortgage.
Loan Health Check
Ensure your current loan is still working hard for you with our quick and easy Loan Health Check calculator – it could save you thousands and uncover better options tailored to your evolving financial needs.
Latest News on Loans
At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.
