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How Can We Help You

Home Loans

Unlock the door to your dream home with our tailored home loan solutions. Whether you’re upgrading, downsizing, or investing, our expert team will guide you to the perfect mortgage that fits your unique needs and budget.

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First Home Buyers

Take the first step towards homeownership with confidence and ease. Our dedicated first home buyer specialists will demystify the process, help you access grants and incentives, and secure a competitive loan to make your homeownership dreams a reality.

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Business Finance

Fuel your business growth with flexible financing options designed for entrepreneurs. From equipment purchases to working capital, we’ll connect you with the right lenders to power your business forward without breaking the bank.

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Your Path to a Perfect Loan Starts Here

1

Book Your Free Consultation

Let’s discuss your goals.

2

We Craft Your Personal Plan

Using our network of 25+ banks, we find your perfect loan.

3

We Handle the Details

From paperwork to settlement, we’re with you every step.

4

You Get the Loan

Secure your new loan knowing you made the best decision.

Get to Yes Quicker with Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

Book a Free Consultation

Why Toowoomba People Trust
Unlocked Finance

You probably know through experience that dealing with banks can be time-consuming. The constant back and forward slows things up. Not at Unlocked Finance, we get the results that you want faster.

100% Independent Advice

We work for you,
not the banks.

One Dedicated Broker

Your personal guide from start to finish.

Ongoing Optimisation

We ensure your loan remains competitive, even after settlement.

Jargon-Free Communication

Complex terms, simplified for you.

We’ll do a deep dive into thousands of loans offered by 25+ leading lenders to find you the perfect fit

Some Useful Things!

At Unlocked Finance, we’re big believers in empowering you with great information. Use our calculators, download our free guides etc.

Borrowing Capacity Calculator

Discover your true financial potential with our Loan Borrowing Capacity calculator – unlock insights into how much you can borrow and take the first step towards your dream property or business expansion.

Borrowing Capacity Calculator

Fixed Loan Expiry Check

Prepare for your financial future in just 60 seconds with our Fixed Loan Expiry Rate Calculator – instantly see how your repayments might change when your fixed term ends and stay one step ahead of your mortgage.

Fixed Loan Expiry Check

Loan Health Check

Ensure your current loan is still working hard for you with our quick and easy Loan Health Check calculator – it could save you thousands and uncover better options tailored to your evolving financial needs.

Loan Health Check